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Melanie Wagner
Advanced Placement (AP)
3 January, 05:53
One reason to buy a home instead of renting is
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Ivy Sullivan
3 January, 06:06
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So you don't have to deal with people in your face every month asking "Rent? No? Well it's due by such and such time. If not by then I will kick you out."
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Elise Evans
3 January, 06:16
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Investment
If you compare the cost of paying rent to the cost of paying a mortgage and look at the end result, a mortgage may prove to be a better investment of your money. This is especially true if you opt for a fixed-rate mortgage. Over time, your rent will go up with the cost of living. However, if you lock in a mortgage at a low interest rate, in many cases the payments are lower than renting a similarly sized home. Even taking into account the costs of getting a loan, insurance, taxes and maintenance, you may find that you are better off with a mortgage, if you will remain in the home for several years. Another advantage of buying is that it is possible for you to make money on the sale of your home from appreciation in the value of your property, which is not possible if you rent. The actual amount of money you can make on the sale of your home depends on various factors, such as the location of your home and the current housing market.
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