Based on your observation, you suggest that the presence of water could accelerate the growth of bread mold

Molds and fungi are found everywhere inside and outside, and can grow on almost any substance when moisture is present. Molds when they reproduce make spores, which can be carried by air currents. When these spores land on a moist surface that is suitable for life, they begin to grow. Molds are essential to the natural breakdown of organic materials in the environment. Mold is normally found indoors at levels that do not affect most healthy individuals. When these levels become abnormally high as determined by indoor air quality testing or a mold inspection, remediation is recommended to be carried out by a professional remediation company.