You are an underwriter for abc insurance. you received a life insurance proposal for medical insurance with premium payment. the prospect disclosed that he had undergone surgery to correct a cataract. as an underwriter what. Would be your decision with respect to the case?

Insurance underwriters "evaluate the risk and exposures" of potential clients. Clients are the insurance agency where many insurers invest money and claim if the insurer / his family (which ever is applicable) is hospitalized / treated for disease.

If I am a underwriter,

I will check the insurance policy which the patient has taken, Check the eligibility, cross check the documents of operation which the patient or insurer has sent Then decide whether the particular reimbursement is approved or unapproved.