1. What does reconciling an account involve?
A. checking one's financial records against the bank's
B. making sure a paycheck arrives on time
C. calculating the interest owed on a savings account
D. identifying instances of identity theft
2. Which of these is a characteristic of certificates of deposit (CDs) ?
a. They are always offered at variable rates.
b. They last for a set period of time.
c. They can be opened with any amount of money.
d. They allow access to the money without penalty.
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