J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd birthday and realizes that she wants to use her rider and buy more death benefit.
Which of the following will apply to J's request?
A. The insurer will allow J to add more insurance without proving insurability.
B. The insurer will allow J to add more insurance pending a paramedical exam.
C. The insurer will deny J's request to add more insurance.
D. The insurer will allow J to add more coverage pending proof of insurability and extra premium.
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