If a credit application is rejected, the creditor must give you the specific reasons or tell you how you can obtain your credit results if you ask within how many days?

the creditor must give you the specific reasons or tell you how you can obtain your credit results if you ask within 60 days

Accepted reason for this rejection could only be based on your financial situation and not your race/gender. Such as: you don't have enough income, you are not employed, you have too much debt, etc