Mark wants a new car that costs $30,000. He only has $500 in his savings account and $300 in his checking account. Which financing option should he choose

He has no options if he doesn't have income. When applying for a loan, they will look at your credit history and your monthly income from work. If you have neither, then you would need a co-signer that does have the requirement to sign for the loan, otherwise you'll just get denied.