Rick's wholesale office supplies prefers to handle its accounts receivable itself, but it also needs to use them to facilitate short-term borrowing. what can rick's do?

The best way for Rick to handle this situation is to pledge them as a collateral so that it is a way of having them pledge in terms of arrangement in payment and that will benefit Rick and have the assurance that both methods used will still be their of advantage and would give them the upper hand or authority.