Jason's consumer debt is beyond what he can now afford to pay, as he is having difficulty making the minimum payments. The credit-card companies are calling daily asking him when he is going to pay. Which of the following goals of bankruptcy is applicable to Jason's situation?
a. To ensure equitable treatment of creditors who are competing for a debtor's assets.
b. To avoid paying any debts.
c. To balance the rights of the debtor and creditor.
d. To protect the debtor by giving him a fresh start without creditors' claims.
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