When you buy a house, what is the ball-park figure you should use for the price of the house

Buying a home is a big commitment. For most of us, it will be the biggest purchase we make in our lifetime. According to the National Association of Realtors, it also usually ties us to one place for about 12 years. Of course, the process is about more than finding a home you like. It's about finding a home you can afford and enjoy for years to come. And the price tag you see isn't the full story. It's important to consider all of the financial factors of home ownership before you sign any dotted lines. Here are five costs to consider before buying a home this year (or any year!).