How long does a default loan or bad credit stay on your credit report?

Question

Pepper

Business

30 May, 23:33

How long does a default loan or bad credit stay on your credit report?

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Answers (2)

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Halle Carter · Answer 1

Late payments remain on a credit report for seven years from the date of the missed payment. If you have a closed account that was delinquent, the account itself will be removed from the report seven years from the date the account first became late and after which was never again current.

Beckham Estrada · Answer 2

Late payments remain on a credit report for seven years from the date of the missed payment. If you have a closed account that was delinquent, the account itself will be removed from the report seven years from the date the account first became late and after which was never again current.