Tina makes a check payable to jeff. jeff endorses the check with his signature and writes, "payable to ava." ava then endorses the check and takes it to her bank to be deposited. which answer correctly describes this scenario?

The scenario described above is a third party endorsement. It is a third party endorsement because, the original marker of the check, that is, Tina, signed the check over to someone else who has the choice whether to deposit it or cash it at bank.