In purchasing life insurance, kelsey concealed the fact that she has a muscular disease. the insurance company can void the policy if the muscular disease is found to be a material fact.

a. True

b. False

True, the life insurance company can void the policy if it is found that Kelsey lied about her muscular disease on an application. When filling out a life insurance policy application, it is expected that the applicant answers all questions truthfully to the best of their knowledge. Falsification of information on a document is grounds for the application to be voided. Some other laws may apply depending on the state for when the void may go into affect or how it could impact Kelsey's ability to re-apply for the policy.