The Real Estate Settlement Procedures Act (RESPA) requires that prospective buyers get a special information booklet with information on closing costs to be given to the loan applicant. RESPA requires that this be provided no later than?

Three business days

Explanation:

By delivering it or putting it in the mail to the applicant, the lender shall provide the special information booklet no later than three business days after receipt or preparation of the application.

Moreover, if the lender denies the request for credit from the borrower before the end of the three-day business period, the lender does not need to provide the borrower with the booklet.