How is a credit check in the advanced technology system fundamentally different from a credit check in the basic technology system

Human factors is involved in basic technology, but in Advanced technology system, human factor is not present, once the system cannot access the customer's credit history, that would be he final decision, and it cannot be changed again by others.

Explanation:

Solution

In basic technology, the credit check relies more on the organization, and it's relationship with its customers, Customer's credit history acts as the base for producing credit decision and it's association with the organization is not relevant to the system. In basic technology system. some human factor plays a role to it. but in advanced technology, human factor is not there and if system refuses credit based on customer's credit history then that would be the final decision and cannot be revoked or modified by another clerk. In basic technology, credit check is carried out by the Credit department which work with instruction of company's credit policies, but in advanced technology system, the System Logic carries out the decision making