You keep the check in a drawer and hold it until the person who gave it
to you can give you cash.
You deposit a check today, and the bank tells you that you can write a
check on it immediately.
You deposit a check today, but are told all but $100 of the money won't
"credit" to your account for five days.
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Home » Business » What is a hold? You keep the check in a drawer and hold it until the person who gave it to you can give you cash. You deposit a check today, and the bank tells you that you can write a check on it immediately.