Anish, a single indian biology professor, went to the local national bank to apply for a home loan. the banker told anish that she would not qualify for a loan. according to the bank's policy, the banker explained, minority group members are risky because they are not likely to hold a steady job. this is an example of

The fact that the single Indian biology professor Anish was not given home loan from the local national bank because minority group members are risky because they are not likely to hold a steady job is an example of institutional discrimination.

I nstitutional discrimination is discrimination that has been incorporated into the structures, processes and procedures of organizations.