Early Windows OSs used which of the following programs loaded into memory to interact with a network resource or device?

NetBIOS

Explanation:

NetBIOS (Network Basic Input/Output System) -

It is the one of the early operating system.

It is a program, which enables the application on various computers to interact within a local area network (LAN), is referred to as NetBIOS.

It was first given by IBM, in the very early stage, and then further adapted by Microsoft.

It is used in the Ethernet and Token ring networks.

Hence, from the given statement of the question,

The correct term is NetBIOS.