What happens if you do not have enough funds in your linked account to cover the overdraft?

A. The purchase, check, or transaction is declined

B. All answers are correct

C. The bank issues you a fee for issuing a bad check

D. The bank issues a fee to the person or company that tried to deposit the bad check

The answer is (B) All of the above answers are correct

It is best to make sure there are sufficient funds in your eligible checking account or linking account for you to be able to access funds. In the case of insufficient funds in your linked account, an overdraft protection will not occur and may be charged an overdraft item fee, returned item fee, an NSF, or the transaction maybe rejected or declined.