19) How does having no money in reserves put people in a risky position?

Answer: If someone was to make a big withdrawal, the economy would be low on money

Explanation:

Reserve requirements are the amount of funds that a bank holds in reserve to ensure that it is able to meet liabilities in case of sudden withdrawals. Reserve requirements are a tool used by the Federal Reserve to increase or decrease money supply in the economy and influence interest rates.

People and businesses that lack sufficient cash reserves can resort to credit or in extreme cases may be forced into bankruptcy