Which question best represents the conflict that the characters confront in

"The Monkey's Paw"?

Will Mr. White be able to pay the mortgage on his home?

Should Mr. White risk using the monkey's paw to make a wish

Can the monkey's paw be saved from destruction in the fire?

Is Sergeant-Major Morris going to cast a spell on the White family?

The correct answer is Should Mr. White risk using the monkey's paw to make a wish?

Explanation:

The basic question of the whole story is Should Mr. White risk using the monkey's paw to make a wish? After all the warnings Sergeant-Major Morris gave the family about what it takes to make a wish, and the horrible things that happen next, Mr White should question whether it is really worth making a wish.

The family only teases the Sergeant instead of paying attention to his words. So much so that finally the wish that Mr White asks brings death to his son.

This tells us that taking the risk of making that wish was not worth it.