In a humid continental climate region, to what conditions would plants and animals have to be adapted?

In a region that has a humid continental climate, the animals and plants living there should have some specific adaptations in order for them to survive without any bigger problem in the environment.

The animals have thicker fur which is also waterproof, in order to keep them warm, and to not allow that they are wet and heavy because of the common rains. They also tend to develop and even thicker winter coat in order for them to survive the cold snowy winters.

The plants tend to shed their leafs in the autumn as they put themselves in a hibernation mode for the cold winter, and then grow them again in the spring for the vegetative season in the coming months. They tend to be plants that manage to consume large amounts of water, but also can restrict the amount of water, as the evaporation is not as high in this parts, so they have to limit the water in order to not over-saturate themselves.