How did Roosevelt get around the cash and carry requirement of the Neutrality Act when Britain could no longer meet those terms?

The Cash and Carry Policy was all of the items purchased had to be paid with cash and then shipped from the United States on the buyers on personal ships. President Roosevelt got around the cash and carry requirement when Britain couldn't meet the terms anymore by creating the "Land-Lease Act." This allowed the United States to lend or lease arms to any country that was considered a vital asset to the defense of the United States.