James receives a grant for college and decides to take out a loan for the balance of his total cost. Which situation applies to James? Select the best answer from the choices provided.
a. James will not have to pay the grants back.
b. James will have to pay the grants back.
c. James will not have to pay the loans back if he lives on campus.
d. James will have to pay the loans back if he goes to a private college.
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