Why was the crop lien system bad for bankers?

Answer: They often could not collect on debts, and there were times when the loans were not repaid.

The correct answer is They often could not collect on debts. There were times when the loans were not repaid.

Explanation: This specific type of system happened in the civil war where small farmers did these businesses.

They rented necessary tools that they might needed, and rented from local traders. From that they received for what they could produce.