Lou's employer covers 70% of the cost of a $3800-per-year health insurance plan and 90% of the cost of a $1200per-year disability insurance plan. If Lou gets paid monthly, what is the total amount deducted from his gross income for health and disability insurance during each pay period?

To answer this question correctly, first we must find out how much lou pays for health and disability insurance for a year total, then divide that number by 12, for each month of the year to find out how much he pays monthly. The calculation and answer would be the following: ((Health insurance cost * 30%) + (Disability cost * 10%)) / 12 = (1140+120) / 12 = $105 monthly