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18 April, 09:49

A couple finds that they are experiencing debt problems and decide to find a credit counseling agency. What are three (3) things that the couple should find out about an agency before they allow the agency to represent them?

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  1. 18 April, 10:08
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    Just got this right on Edge. Here's the answer I wrote:

    The couple should find out if there are large up-front fees, if the agency is accredited, how much of each payment goes to the agency, and whether the agency's promises are truly unrealistic.
  2. 18 April, 10:16
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    This is an odd question ...

    The couple should find out the following:

    1.) is the agency legitimate?

    2.) Will they be doing a hard inquiry on our credit history? if so, this could affect our current credit score

    3.) Will they charge me to review my current credit reports?
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