Card 1 has a current balance of $8,312.69 with an APR of 24.16%, and the credit limit on the card is $10,000.

Card 2 has a current balance of $1,180.34 with an APR of 21.15%, and the credit limit on the card is $7,500.

In your own words, tell which credit card you should focus on paying off first and why?

Be sure to include the credit card AND the reason for paying that card off first.

The focus should be on paying off Card 1 first

Step-by-step explanation:

The credit limit for card 1 is $10,000, invariably the cardholder only $ 1,687.31

($10,000-$8,312.69) to reach its limit, hence available balance to draw from and also the annual percentage rate is higher for card card 1.

For every balance in card 1, the cardholder pays 24.16% APR annually compared to 21.15% applicable to card, as a result, card is cheaper.

Besides, the cardholder still has an available credit of $ 6,319.66

($7,500-$1,180.34) on card 2 which comes at a lower APR