The city of Minerva pays 916$ per year for health insurance for each of it's 72 municipal employees. What is the total cost that the city pays per year?

The city pays $916 per year for health insurance for;

each of 72 municipal employees

So;

1 municipal employee gets ⇒ $916

72 employees get ⇒ How much?

Cross multiplying gives:

72/1 * $916 = $65,952

The total cost the city pays per year is $65,952.

So, this is a rate per person * number of people.

So,

$916 per person * 72 people = 65,952