Abby took out a car loan for $10,090 that has a 0% APR for the first 22 months and will be paid off with monthly payments over 5 years. For how many months will Abby be charged interest?

A. 82 months

B. 60 months

C. 22 months

D. 38 months

The correct answer is D. 38 months

Step-by-step explanation:

Abby took out a car loan with monthly payments over 5 years. Each year has 12 months. So the total number of payments will be 5 (years) multiplied by 12 (months).

x=5*12=60 months

The first 22 months are without interest, so the months that have interest are the rest of then.

x' = 60-22 = 38 months

d 38 months