You deposit $10,000 in a money-market account that pays an annual interest rate of 4.4%. The interest is compounded quarterly. How much money will you have after 2 years

Total = principal * (1 + rate/n) ^n*years

where "n" is the number of compounding periods per year

Total = 10,000 * (1 +.044/4) ^4*2

Total = 10,000 * (1.011) ^8

Total = 10,000 * 1.0914635699

Total = 10,914.64