Which of the following is not a step in creating a debt payment plan?
a.
Rank all debts in the order in which you would like to pay them off.
b.
Consolidate all credit cards onto a single card with a single interest rate.
c.
Determine how much extra money you have each month that you can dedicate to debt payment.
d.
Focus on paying off a single credit card at a time while paying the minimum balances on all other credit card accounts.
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