How would a bigger down payment be beneficial to borrowers?
a. A bigger down payment is only beneficial for a person applying for a home loan.
b. A bigger down payment is essentially a bribe to the dealership, guaranteeing a few extra bells and whistles for free.
c. A bigger down payment means that the borrower has more money, and can afford a bigger loan.
d. A bigger down payment is money paid toward principal, interest free, which also decreases the amount paid monthly.
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