Assume Lauren has the same exact accident but her monthly premium she pays for the insurance policy is $250. Would you expect Lauren's deductible to be higher lower or the same as Jerry's why

Lauren having the same exact accident but with monthly premium payment for her insurance being $250, I would expect her to not have same deductible. This is because, there are factors that could have lead to her deductible being higher than Jerry's.

Factors like the cost of the parts to change the damaged portion of the car, the mechanic's charges for work to be done on the car e. t. c.