An insured was involved in an accident and could not perform her current job for 3 years. If the insured could reasonably perform another job utilizing similar skills after 1 month, for how long would she be receiving benefits under an "own occupation" disability plan?

The correct answer is : Only for 2 years

Explanation:

An own-occupation insurance policy protects and covers people who become disabled. It is for those who are unable to perform the majority of duties in which they have received training. This insurance policy only covers for 2 years the person's disability.