Winston Berger

Social Studies

11 March, 18:03

Which is not a reason insurers limit disability income benefits to 70% or less of the insured's past earnings?

A) Insurers limit the benefits simply because it keeps their expenses down.

B) The full income is not paid in order to reduce malingering.

C) The insurer considers other sources of disability income in order to prevent overinsurance.

D) Insurers limit the length of the benefit to encourage the return to work.