Computer identity theft differs from theft in the real world in what major way

Identity theft can affect your credit without your knowledge is right for apex

It differs as "identity theft can affect your credit without your knowledge".

Computer Identity Theft which is also known as identity fraud is an act against the law in which a faker acquires key bits of personally identifiable data, for example, Maiden name, Social Security Number or driver's permit numbers, with a specific end goal to forge as another person.