In regards to diversity and financial style there are many differences between income level, ethnicity, and worldview. specifically, low-income families tend to view things from a (n) :

I believe the answer is: Collective perspective

Collective perspective tend to make people stray away from individualism.

This would diminish people's drive to compete and beat other people who strive for a same goal. As a result, people with collective perspective tend to be less likely to obtain high positions and salaries.