The Fair Credit Billing Act permit a chargeback when there is a goods and service dispute over a purchase made with a credit card that cannot be resolved with the merchant.

True.

Explanation:

The Fair Credit Billing Act is a federal law in the USA, that is, it is valid in all states and must be respected in any region.

This law has as main objective to protect the consumer from unfair charges and errors of any type of merchant. In addition, the law allows to resolve any conflict that may act between consumer and merchant, arising from purchases made with a credit card and resulting from any collection error.

This law may, for example, allow a chargeback when there is a dispute for goods and services over a credit card purchase that cannot be resolved with the merchant.

A chargeback is a return on the money invested by the consumer in a product, when the merchant makes a mistake that leaves the consumer at a disadvantage.