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7 November, 16:55

Making any misleading representations or incomplete or fraudulent comparison of any insurance policies or insurers for the purpose of inducing, or tending to induce, any person to lapse, forfeit, surrender, terminate, retain, or convert any insurance policy, or to take out a policy of insurance in another insurer is called

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  1. 7 November, 17:03
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    "twisting"

    Explanation:

    Based on the scenario being described within the question it can be said that the act that is being described in this statement is known as "twisting". Like mentioned in the question this is the act of when an insurance agent replaces an already existing policy with a different one using misleading representation or tactics. This act is illegal in almost all of the states within the United States of America.
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