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10 May, 15:55

What is a hard inquiry?

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  1. 10 May, 16:07
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    Credit inquiries where a potential lender is reviewing your credit because you've applied for credit with them
  2. 10 May, 16:16
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    Hard inquiries are credit inquiries where a potential lender is reviewing your credit because you've applied for credit with them. These include credit checks when you've applied for an auto loan, mortgage or credit card. Each of these types of credit checks count as a single credit inquiry.
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