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Evangeline Delacruz
Business
21 July, 21:16
Credit card refinancing vs debt consolidation
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Alijah Haynes
21 July, 21:24
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Credit card refinancing is choosing the best credit card with the lowest rate possible. On the other hand, debt consolidation can involve multiple credit cards or loans.
When you consolidate, you are combining multiple payments into 1 simple monthly payment.
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Edith Huang
21 July, 21:43
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Credit card refinancing involves moving the balance from one credit card on to another credit card with a lower interest rate to save money. Debt consolidation focuses on combining several sources of debt into one account with a single monthly payment. While both can save money on interest, debt consolidation is more about reducing the number of accounts into a single personal loan.
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