Janice, age 22, is a student who, in 2017, earns $10,000 working part-time at the college ice cream shop. she has no other income. her medical expenses for the year total $3,000. during the year, she suffers a casualty loss of $3,500 when her apartment catches on fire. janice contributes $2,500 to her church. on the advice of her parents, janice is trying to decide whether to contribute $1,000 to the traditional ira her parents set up for her.
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