Micah and his cousins plan to all chip in to get their grandmother a $610 Christmas present. They can afford to put it on layaway with a 5% down payment and pay $90 a month after that if payments are due at the beginning of each month, when should Micah and his cousins make their first monthly payment?
A. August 1
B. July 1
C. June 1
D. May1
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