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28 February, 14:27

Andrew is insured by Leroux Health Insurance under Plan A. The plan includes a $248.00 monthly premium with a $5,500.00 annual deductible (not including co-pays). Andrew is severely asthmatic. He visits his primary care physician twice a month and his asthma specialist once a month. He has two separate generic inhalers that need to be refilled on a weekly basis. To make matters worse, Andrew has recently been diagnosed with appendicitis and is scheduled to have his appendix removed in the morning. The procedure will cost about $1,500. Considering his frequent doctor visits, many prescription refills, and his appendix removal in addition to his monthly premium, how much will Andrew pay in health care related fees this year?

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  1. 28 February, 14:51
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    Andrew should have to pay $248x12 = $2976 for his monthly fees to cover his doctors visits plus medications (understood) plus $1500 for the appendix operation (due to his $5500 deductible he must pay for procedures under $5500) so it comes to a total of $4476 for that year ...
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