Why did many people in the southern states and western territories oppose theformation of the National Bank?

The Western states opposed the national banks because they wanted state access to paper money and loans

The Western states opposed the national banks because they wanted state access to paper money and loans.

Explanation:

The Southern states opposed the tariff but supported some of the internal improvements ... The Northern section had the money to fund internal improvements and eventually built roads, railroads, and canals to the West.